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Long Term Care Costs Continue to Rise, Particularly for In-Home Services

Costs are going up, but not astronomically.  Most of the plan designs have benefit increase options that allow your clients to keep pace with cost increases.  Homemaker costs (e.g., cleaning, meal preparation, laundry) were up by 2.5%, but Home Healthcare Aide services were only up by 1.25% since 2015.  Assisted living communities saw a slight increase in costs of 0.8%.  Even at the extreme, nursing home care was only up 1.25% for a private room and 2.27% for a semi-private.  Read more …

Rising LTC Costs